Last updated: March 2026 | Effective upon first use of distresssignal.homes
Plain-language summary: Distress Signal provides data and research tools to help you find pre-foreclosure leads. The data is informational only — it is not legal advice, investment advice, or a guarantee of any outcome. Do your own due diligence before acting on any lead.
By accessing or using distresssignal.homes ("the Site") or any product offered by Distress Signal (collectively, "the Service"), you agree to be bound by these Terms and Disclaimer. If you do not agree, do not use the Service.
Distress Signal is operated by an individual creator. These terms govern your use of all subscription tiers: Scout, Pro, and Signal Report.
Distress Signal aggregates publicly available data — including tax records, notice of default filings, code violation records, and other county-level data — and presents that information in a structured format for real estate investors, wholesalers, and related professionals.
The Service does not:
All data provided through the Service is sourced from publicly available county records, court filings, and government databases. Data is cross-referenced across multiple sources to improve quality, but we make no warranties regarding accuracy.
Pre-foreclosure status changes rapidly. A property that appears in a lead list may have had its foreclosure proceedings dismissed, resolved, or transferred by the time you receive the data. Always verify current status independently through the relevant county recorder, court system, or title company before taking action.
Important: Lead data is not verified for occupancy, marketability, clear title, or investment suitability. All leads require independent due diligence.
Nothing on this site or in any deliverable from Distress Signal constitutes financial, investment, or legal advice. The Fear Index, market scores, and any analysis provided are for informational purposes only and reflect the operator's interpretation of publicly available data.
Consult a licensed real estate attorney, financial advisor, or investment professional before making any real estate purchasing or investing decision.
Subscriptions are billed monthly and may be cancelled at any time. Cancellation takes effect at the end of the current billing cycle. Distress Signal does not offer prorated refunds for partial months.
We reserve the right to modify pricing, features, or covered markets with 30 days' notice to active subscribers. If material changes are made, you may cancel before the new terms take effect.
Signal Report is a one-time purchase per report. Signal Reports are non-refundable once delivered, as they represent custom research compiled at time of purchase.
The Service and all data deliverables are licensed for your personal or single-business use only. You may not:
To the fullest extent permitted by applicable law, Distress Signal and its operator shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service — including but not limited to losses on real estate transactions, missed opportunities, or reliance on inaccurate data.
Our total liability to you for any claim arising from your use of the Service shall not exceed the total fees you paid in the 30 days preceding the claim.
We collect your email address when you subscribe or sign up for updates. This is used to deliver your subscription, send product updates, and communicate account information.
We do not sell your personal information to third parties. We may use third-party tools (including email marketing platforms and payment processors) that handle data according to their own privacy policies.
If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA), including the right to request deletion of your personal data. Contact us at info@distresssignal.homes to exercise these rights.
All site content, branding, the Fear Index methodology, and report formats are the intellectual property of Distress Signal. Underlying data is sourced from public records and is not owned by Distress Signal.
We may update these Terms at any time. Continued use of the Service after notice of changes constitutes acceptance of the revised Terms. We will provide notice of material changes via email to active subscribers.
Questions about these terms? Reach us at info@distresssignal.homes.